The government is making a new law.
Previously, the waiting period was 10 years. Now it is 5 years.
Those who left in 2021 or 2022 can join again in 2026 or 2027.
The Finance Minister says that 10 years is long. 5 years is better.
If a person takes money before retirement, they don't have to take everything. They can take a part.
After taking a part, they can start again after 5 years.
If a person has already taken money before retirement and joins again, they continue to accumulate until retirement.
Joining the second pillar is voluntary. Pension conditions do not change.
The new law starts on November 1, 2023.
Partial withdrawal and re-accumulation start on January 1, 2028.
This will cost the state more. In 2027, the cost is about 22 million euros.
The Bank Association says the changes are too fast.