When traveling abroad for a concert or festival, the event might be canceled.
Then you'll have to pay for things like the hotel and transportation yourself.
Tuuli Pärenson, head of insurance, says that regular travel insurance doesn't always cover concert cancellations.
For that, you need to choose special insurance that also covers event cancellations.
However, not all insurance companies offer this.
Some companies offer this protection separately, while others include it in standard insurance.
For example, LHV and BTA Kindlustus provide such coverage.
If Insurance does not cover concert cancellation costs.
For instance, two clients wanted a refund for a Pitbull concert, but If didn't pay.
The concert was canceled by the organizer, so If did not consider it an insurance case.